Dental Financing Options

Dental Financing Options

Dental treatment can be an important investment in your health, comfort, and confidence. Whether you need a crown, root canal, dentures, dental implants, gum treatment, emergency dental care, or braces, Greenberg Dental & Orthodontics offers payment options designed to help make care more manageable.

Our team can help you understand your estimated treatment cost, review available insurance benefits, and explain payment options before treatment begins.

Greenberg Dental Discount Plan

For patients without dental insurance, or for patients whose insurance does not cover the treatment they need, the Greenberg Dental Discount Plan may be a practical way to reduce out-of-pocket costs. The plan offers savings on many general, specialty, and orthodontic services at participating Greenberg Dental & Orthodontics offices.

Members can save between 20% and 70% off traditional fees on many common dental procedures. The plan includes general dentistry, specialty care, and orthodontic discounts, with no claim forms, no deductible, no waiting period, and no annual visit limit under the program terms.

• Individual and family plan options
• Savings on many general and specialty dental services
• Orthodontic discounts for children and adults
• No claim forms or insurance reimbursement process
• Benefits may be used as soon as membership begins

The Discount Dental Plan is not insurance and cannot be combined with dental or medical insurance benefits, but it may be one of the most useful options for patients looking for predictable dental savings.

Learn More About the Greenberg Dental Discount Plan

Insurance, Discount Plans, and Out-of-Pocket Costs

Dental insurance can help reduce the cost of many services, but coverage varies by plan. Some plans cover preventive care at a higher level, while services such as crowns, dentures, implants, periodontal treatment, oral surgery, or orthodontics may have deductibles, waiting periods, annual maximums, or lifetime maximums.

• Check what services are covered
• Review deductibles, annual maximums, and waiting periods
• Ask whether major dental treatment or orthodontics is included
• If insurance changes during treatment, ask whether the new policy covers treatment in progress

Payment Plans for Dental Treatment

Payment plans can help patients begin needed dental care without paying the full amount upfront. Depending on the treatment and office policies, payments may be divided into manageable installments.

This can be especially helpful for larger treatment plans involving crowns, bridges, dentures, dental implants, periodontal care, oral surgery, or multiple family members receiving care.

CareCredit and Third-Party Financing

Greenberg Dental & Orthodontics also works with CareCredit, a third-party healthcare financing option. CareCredit may offer structured monthly payment plans, promotional financing options, or extended payment terms for qualified patients.

Before choosing third-party financing, review the monthly payment, promotional period, interest terms, and total repayment amount so you understand the full cost.

Sunbit Financing

Greenberg Dental & Orthodontics also accepts Sunbit, a healthcare financing option that helps patients pay for out-of-pocket dental expenses that may not be covered by insurance. Sunbit offers a simple application process and flexible payment options that can help patients begin treatment without delaying needed care.

Sunbit is subject to credit approval and may provide financing options that differ from those available through traditional credit cards. Many patients use Sunbit to help cover the cost of crowns, root canals, dentures, dental implants, periodontal treatment, emergency dental care, orthodontic treatment, and other dental services.

If you are interested in financing your treatment, our team can help determine whether Sunbit, CareCredit, a payment plan, the Greenberg Dental Discount Plan, or another payment option may be appropriate for your situation.

HSA and FSA Options

Health Savings Accounts and Flexible Spending Accounts may be used for eligible dental expenses. These accounts allow many patients to use pre-tax dollars for qualified treatment, which may help reduce the overall cost of care.

• HSA funds may roll over year to year and can often be used for future dental care.
• FSA funds are usually plan-year based, so patients should confirm deadlines and eligible expenses.

Braces and Orthodontic Financing

Braces and clear aligners are a major part of dental care for many families. Orthodontic treatment can improve bite alignment, make teeth easier to clean, reduce uneven tooth wear, and help patients feel more confident about their smile.

Braces financing may include insurance benefits, in-office payment options, third-party financing, HSA or FSA funds, and family payment planning. Treatment costs vary based on the type of braces, case complexity, and length of treatment.

• Traditional metal braces
• Ceramic braces
• 3M Clarity Clear Aligners

Discounts and Special Programs

Depending on the type of treatment, available promotions, and office policies, patients may be able to take advantage of special payment options or discounts.

• Pay-in-full options for patients who prefer to cover treatment upfront
• Family payment planning when multiple family members need care
• Seasonal promotions when available

Questions to Ask About Dental Financing

1. What is the estimated total cost of treatment?
2. What does my insurance cover?
3. Are payment plans available?
4. Do you accept CareCredit, Sunbit, or other financing options?
5. Can I use HSA or FSA funds?
6. Would the Greenberg Dental Discount Plan help lower my costs?
7. Are there any current discounts or promotions?

Choosing the Right Payment Option

The right payment option depends on your treatment needs, insurance benefits, budget, and timing. Our team can help you compare available options, including dental insurance, payment plans, CareCredit, Sunbit, HSA and FSA funds, and the Greenberg Dental Discount Plan, so you can make an informed decision before starting care.